Monday, August 31, 2009
Wild Times in Metro Cebu
Sunday, August 30, 2009
Bank machines and earthquakes
As I stood sweating in the hot sun for over an hour waiting for my turn at the lone BDO bank machine in Bogo, I began pondering my experiences with Philippines bank machines. They rarely let you withdraw p10,000, usually only about p5,000 (about $100 US). Some of them are nearly impossible (at least for me) to read, especially ones that are facing directly into the sun. I quickly became a big fan of the BDO machines, because all of them are cool with Visa cards, unlike some other banks there. Some of the machines just seem to be there for no other purpose than to psych me out, leading me on to think I'm about to get some money, only to just come up with some vague error message.
It's especially annoying when you need to withdraw 10-15-20,000 pesos, and you have to keep repeating the p5,000 process over and over. I think that's why the line was so long at that machine in Bogo. Not only is Bogo in need of more machines, but this particular instance was right after an earthquake, so I think most of the people in line had the same idea: Panic and withdraw as much cash as you can, because we just had an earthquake and maybe the apocolypse is near, and they don't take plastic in the apocolypse. I wasn't worried about that, but I just needed to pull out p20,000 because I was on my way to Bantayan Island, where (to my knowledge) there is no bank machine that I can use, and I had to make sure I had plenty of cash for a stay that I didn't yet know the duration of. Of course I had to stand at the machine and make 4 back-to-back transactions, and I couldn't help but wonder if the line would move much faster if each person is allowed to withdraw up to p20,000 at a time.
The aforementioned earthquake hit while Beth and I were in our hotel room, shortly after waking up. Poor Beth was in the shower, and I know it really scared the hell out of her, I was in the regular part of the room, standing at the foot of the bed and packing my bag. The shaking from the earthquake nearly knocked me off of my feet, and I wondered if a bomb had just gone off or if it was just strong gusts of wind that were shaking the building. Then I felt and heard the aftershock, and I knew what had happened. Our room phone rang, and it was the shaky voice of the front desk girl telling me that we had to evacuate because of an earthquake. About 15 minutes later when Beth and I finally made our way past the front desk, the girl was visibly shaken up and her voice was still nervous. Apparently she had a lot to live for. Beth and I had been taking our sweet time finishing our packing process before evacuating, because the last thing I wanted was to have to wait outside the hotel for hours before I could get back into our room to grab our things and check out. We were trying to get on the road to Bantayan, and it would have really sucked if we had to delay it until the next day due to missing the ferry boat from Hagnaya. For the record, the earthquake was indeed nasty enough to crack the window in our comfort room while Beth was showering in there. We told the front desk girl about this, so they wouldn't try and charge me for the damage.
There was some speculation in that long and un-moving line that the earthquake had done some damage to the lines that run to the bank machine, causing the slowly moving line, but I will stick to my theory that everybody was just taking forever trying to get as much cash out as possible because of the panic. The 10 days and nights that we ended up spending on Bantayn cost me the p20,000 I had withdrawn, plus p5,500 that my friend Gaigai spotted me upon checkout at Tristan's Resort. At an exchange rate of about p48/1USD, that's about $500+, not bad for 10 nights' stay at a beach resort and all food, drinks, and fun for the entire stay. I bet that $500 would last about a day in Paris ;)
Here's the kicker regarding bank machines in the Philippines: If there are any fees for their use, I wouldn't know about it. Whenever I log in to check my bank account online, a p5,000 withdrawal always shows up as costing me about $210 US. At an exchange of about 47-48/1, it doesn't sound like much of that money went towards an ATM fee. I was expecting to be getting stuck with an ATM fee of at least $10 each time I use my foreign debit card, but it seemed like there was no need to worry about that. I've read some horror stories of expats getting stuck for exorbitant fees at ATMs in the Phils, but it never happened to me.
One more thing that I would like to point out is that several bank machines there use the word "Current" instead of "Checking". So if you want to withdraw some money from your checking account at one of those machines, just select Current and you should be good to go. I should also point out that my bank in the USA is a credit union, not just one of the big banks that love to nickel-and-dime people every which way they can. Perhaps if you have an account with one of the less-scrupulous banks, then you might be in for some fees. I personally appreciate the fact that I was able to spend more on food and fun instead of just totalling hundreds of dollars worth of fees due to the number of times that I made withdrawals there.
Labels:
ATM,
Cash,
earthquake
Tuesday, August 25, 2009
Bogo City 2 weeks later
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We all hulked up the next day for our long bus ride back to Cebu, having our trike driver take us to a couple of good photo spots for me on the way to the bus terminal. Upon arriving in Cebu, we went to the Kiwi Lodge, where I spent the first 3 Cebu nights earlier. They were booked up, but one of their porters took our bags for us to another place called the Ringtop to get a room there. It was a little pricy for our tastes (p1300-p1600 for really nice and big room), so went had a taxi take us to another place, the hotel which we are staying at now. Nice to have wifi in the room, and that's where I am typing this, in one bed while the girls goof around on the other laptop in the other one.
I am looking forward to getting back to Bogo and possibly moving to there for at least a few months, as early as this April. It's a cool little town, and I feel at home there already. Only time will tell how things go for me, but I think that Bogo is the top candidate for me at this point when it comes to a place for me to move to.
I am looking forward to getting back to Bogo and possibly moving to there for at least a few months, as early as this April. It's a cool little town, and I feel at home there already. Only time will tell how things go for me, but I think that Bogo is the top candidate for me at this point when it comes to a place for me to move to.
Labels:
Baguio,
bogo city,
comfort room,
makati,
phone
Sunday, August 23, 2009
Cou Cou Bar
Labels:
Bantayan island,
Burger,
coffee,
Cou Cou,
Pizza
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